Insurance Financial Strength/Claims Paying Ability Ratings

Rating Agency	Rating	Outlook	Last Updated
A.M. Best Company Rating	A+ (Superior)	Stable	January 30, 2008
Fitch Rating	AA- (Very strong)	Stable	July 20, 2005
Moody's Rating	Aa3 (Excellent)	Stable	September 15, 2006
Standard & Poor's Rating	AA- (Very strong)	Stable	December 22, 2006

Senior Notes

• A.M. Best: bbb+
  
• Fitch: A+
  
• Moody's Rating: A2
  
• Standard & Poor's Rating: A-